Insurance services, namely, underwriting, issuance and administration of health insurance; Insurance underwriting services for all types of insurance; Administration of health savings accounts; Administration of pre-paid health care plans; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment; Health insurance cooperative services in the nature of underwriting, issuing and administration of health insurance; Medical insurance case and utilization review and insurance claims adjustment services for healthcare purchasers and payors and providers and Medicare beneficiaries; Organizing pre-paid health care plans; Underwriting insurance for pre-paid health care; Insurance information and consultancy; Insurance agency and brokerage services; Insurance consulting in the field of health insurance; Insurance brokerage and agency in the field of health insurance; Assisting individuals in enrolling in health plans; Insurance brokerage in the field of Medicare health plans