Advertising and promotional services; retail services; providing incentive award programs; customer loyalty services and customer club services; arranging and conducting incentive reward programs to promote the sale of products, including but not limited to, furniture, bedding, kitchenware, home accessories; providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; providing incentive award programs for customers through the issuance and processing of loyalty points for retail purchases; providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses