Electronic and software-based identity verification services using technology; Identity verification services; Using taxonomies of identity to provide verified credentials for individuals in consumer, business and professional environments and contexts; Electronic signature verification services using technology to authenticate user identity; Identification verification services, namely, providing user authentication services using software technology for e-commerce transactions, online software applications; Credit holder verification and authentication services, namely, providing user authentication services to credit holders using single sign-on technology and software technology for e-commerce transactions, online software applications; Fraud detection services, namely, electronic monitoring of credit card activity to detect fraud via the internet; Identity verification services, namely, providing user authentication services using single sign-on technology, software technology for e-commerce transactions, online software applications in the fields of gaming, finance, credit, medical records, psychological profiling, personal profiling, housing, employment, and commercial transactions; Fraud detection services, namely, electronic monitoring of on-line credit card transactions to detect fraud via the internet; Fraud detection services, namely, electronic monitoring of credit card, debit card, and payment card transactions to detect fraud via the internet; Fraud and identity theft protection services, namely, electronic monitoring of personally identifying information to detect identity theft via the internet; Fraud detection services, namely, electronic monitoring of insurance, credit cards, banking, and retail financial transactions to detect fraud via the internet; Providing fraud detection services, namely, electronic monitoring of electronic funds transfer, credit and debit card and electronic check transactions to detect fraud via a global computer network; Software as a service (Saas) featuring software to reduce chargebacks and aid the resolution of billing inquiries and disputes; Providing user authentication services to credit holders for credit card transactions using software technology for e-commerce transactions, online software applications via a global computer network; Providing an interactive web site featuring technology that enables users to verify personal background credentials and other personal background information; Providing temporary use of non-downloadable computer software that allows users to send, receive, store, and safeguard digital currency; Providing a secure website featuring technology that enables users to remotely access, send, receive, store, and manage digital currency; Providing a website that gives users the ability to create customized web pages featuring user-defined profiles; Application service provider (ASP) featuring application programming interface software for integration of financial transactions into websites and mobile applications; Software as a service (SAAS) featuring software for use in database management, for service desk management, for accounting, and for establishing credentials for onboarding and establishment of membership, in the field of personal identity verification; Providing temporary use of non-downloadable software for identity and personal rights confirmation and verification; Fraud detection services, namely, computer forensic services in the nature of computer forensic analysis of personal identification and data from multiple sources for fraud prevention purposes; Electronic monitoring of personally identifying information to detect identity theft via the internet