Educational services, namely, conducting classes and workshops in the field of managing personal finances and budgeting and distribution of educational materials in connection therewith; Educational services, namely, conducting online courses in the field of managing personal finances and budgeting and distribution of educational materials in connection therewith; Providing a website featuring blogs and non-downloadable publications in the nature of educational articles in the field(s) of managing personal finances and retirement; Providing a website featuring blogs and non-downloadable publications in the nature of educational articles in the field(s) of investing; Providing a website featuring blogs and non-downloadable publications in the nature of articles in the field(s) of personal finances, budgeting, and retirement; Personal coaching services in the field of managing personal finances; Personal coaching services in the field of financial independence; Providing on-line training courses in the field of managing personal finances