Credit rating services; credit rating services, namely, providing credit ratings information relating to financial institutions; financial services, namely, providing information to others regarding the creditworthiness of financial institutions; financial services, namely, providing historical credit scoring and financial information and credit risk management for others through the design of custom models; providing financial institution investment rating services; providing information and research to others in the field of finance and financial investments; financial services, namely, providing ratings of financial institutions to others based on a variety of metrics; financial services, namely, providing a ratings and review system of financial institutions for consumers

Software as a service (SAAS) services featuring software for providing credit ratings of financial institutions to consumers; providing a web-based digital platform as a service (PAAS) featuring software for monitoring and accessing information pertaining to financial institution credit ratings; providing a website featuring on-line, non-downloadable software that provides data and analytics relating to credit ratings and creditworthiness of financial institutions