purchase card services, namely, processing electronic payments through cards; issuing of debit cards; financial services, namely, providing payroll funds to debit cards; payment verification services; providing financial information and electronic payment data via a global computer network or via telecommunication, mobile or wireless devices; payment card transaction authorization and settlement services; payment transaction authentication, namely, providing secure commercial transactions and payment options and debt settlement services; financial services, namely, providing a digital wallet that stores customer account information to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; administration of savings accounts; administration of checking accounts