Downloadable computer application software for smart phones and tablet computers, namely, software for personal finance management, personal financial data integration, personal financial reporting and financial data analytics; downloadable computer software for smart phones and tablet computers, namely, software for managing online bank accounts and budgets; downloadable computer software for smart phones and tablet computers, namely, software for trading digital gold and silver; downloadable coupon; downloadable software in the nature of a mobile application for use in the administration of a customer loyalty program providing discounts, loyalty points, and incentives; downloadable computer software for use as an electronic wallet; downloadable computer software used for electronically exchanging of currency, namely, digital money, virtual currency, cryptocurrency, digital and blockchain assets, digitalized assets, digital tokens, crypto tokens, and utility tokens; downloadable software for promoting the goods and services of others featuring financial products; downloadable computer application software for tracking usage and due date of credit cards