Electronic banking via a global computer network; Financial affairs and monetary affairs, namely, financial information, management and analysis services; Financial management; Financial management of reimbursement payments for others; Financial risk management; Payment processing services in the field of instant refunds in any currency payments; Bill payment services; Credit card transaction processing services; Debit card transaction processing services; Electronic funds transfer; Electronic transfer of funds; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Merchant services, namely, payment transaction processing services; Payment processing services, namely, credit card and debit card transaction processing services; Processing of debit card payments; Providing financial assessment services to Merchants and Consumers; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Provision and financial administration of a debit card savings program