Providing a digital currency or digital token for use by members of an on-line community via a global computer network; cryptocurrency services, namely, providing a digital currency or digital token, incorporating cryptographic protocols, used to operate and build applications and blockchains on a decentralized computer platform and as a method of payment for goods and services; financial exchange of virtual currency; issuance of tokens of value; electronic transfer of virtual currencies; merchant services, namely, payment transaction processing services; payment processing services, namely, credit card and debit card transaction processing services