Dental insurance underwriting; Vision insurance underwriting; Health insurance underwriting; Medical insurance underwriting; Insurance administration, namely, administering self-insurance plans; Self-insurance underwriting; Insurance administration, namely, administering stop loss insurance; Stop loss insurance underwriting; Administration of employee benefit plans concerning insurance; Insurance claims administration; Development of insurance policies for others; Healthcare payment services, namely, provision of healthcare payment plans; Online payment processing services, namely, processing virtual payment card transactions and electronic payments via a global computer network; Consulting services, namely, providing customized guidance and information about insurance to help individuals select and obtain health insurance coverage, health or welfare plan coverage, and/or ancillary benefit coverage; Consulting services, namely, providing customized guidance and information about insurance bills, deductibles, benefits, coverage, and in-network versus out-of-network care options