Payment and funds verification services; Payment processing services in the field of vendor, contractor, partner, customer payments; Accounts payable debiting services; Bill payment services; Bill payment services provided through a website; Bill payment services provided via an electronic wallet; Bill payment services provided via application programming interface or website portal; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial transaction services, namely, providing secure commercial transactions and payment options; Merchant services, namely, payment transaction processing services

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants