Data management services for use in debt recovery and collection, namely, electronic data collection and online account and data management; financial recordkeeping for credit issuer regulatory compliance and mitigation of risk associated with third-party debt collection

Debt recovery and collection services; debt management services and consultation; financial services, namely, managing, tracking, reporting, analyzing, and optimizing debt collection and recovery programs and strategies; financial services, namely, accounts receivable management

Providing on-line nondownloadable software for managing, tracking, reporting, analyzing, and optimizing debt collection and recovery programs and strategies; providing on-line nondownloadable software for debt recovery and collection; providing on-line nondownloadable software for management, validation, verification, and optimization of debt related data, documents, and ownership information; providing on-line nondownloadable software for compliance with credit issuer regulations; providing on-line nondownloadable software for credit issuers to communicate and share documents and data with vendors and third-party debt collectors