Accident insurance underwriting; Appraisals for insurance claims of personal property; Appraisals for insurance claims of real estate; Claims adjustment in the field of insurance; Electronic processing of insurance claims and payment data; Fire insurance underwriting; Insurance administration; Insurance administration in the field of property and casualty; Insurance carrier services; Insurance claims administration; Insurance claims processing; Insurance premium rate computing; Insurance services, namely, writing property and casualty insurance; Insurance subrogation; Insurance subrogation and salvage; Insurance underwriting consultation; Providing information in insurance matters and insurance carrier services issuing property and casualty policies of insurance