Insurance and reinsurance brokerage services; insurance and reinsurance underwriting services; financial and insurance risk management services, namely, financial modeling, forecasting and analysis, catastrophe and geospatial modeling, actuarial analysis and analysis and review of reinsurance market security; insurance and reinsurance claims processing; insurance and reinsurance administrative services; insurance risk management services; insurance risk portfolio financial analysis; enterprise risk management (ERM) advice and consulting, namely, providing reinsurance risk information and data used in connection with legal, regulatory and rating agency requirements; insurance risk portfolio optimization, namely, optimizing costs associated with insurable risk based on calculable value of changes in expenditures on reinsurance premiums; administration of insurance plans that enable bundling of insurance for discounts; administration of insurance plans that enable automatic bundling of insurance with purchase of goods or services