Credit and financial consultation; Credit and loan services; Credit card authorization services; Credit card factoring services; Credit card payment processing services; Credit card transaction processing services; Credit inquiry and consultation; Credit reporting agency; Financing loans for payroll or earned wages; Arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; Consumer credit consultation; Electronic credit card transaction processing; Evaluation of credit bureau data; Financial credit rating services; Financial credit scoring services; Financial administration of payroll credits or payments; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, credit repair and restoration; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuance of credit cards; Issuing of credit cards; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Payment processing services in the field of payroll payments; Payment processing services, namely, credit card and debit card transaction processing services; Processing of credit card payments; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing personal loans and lines of credit