Computer programs in the field of business for use in financial management, financial planning, business management, customer relationship management (CRM), inventory management, sales force management, planning and management of personal and business finances, collection of data and marketing information management, all in the field of e-commerce, financial assessment and credit scoring; software for processing electronic payments to and from others; authentication software, namely, software for authenticating the identity of a payer; computer software applications for mobile devices, namely, software for financial analysis, planning and management, software for securing and protecting data on mobile devices and computers, software for authenticating user identification, software for controlling access to and communications with mobile devices and computers; software applications for use with mobile devices, namely, software for shopping, purchasing, communication, product and service reviews in the field of entertainment, health and fitness, lifestyle, media and video, music and audio, photography and social network; software for assessing the financial assets, payments, loans, credit histories and credit scoring of individuals; computer software that may be downloaded from a global computer network for posting information, creating electronic product catalogs, responding to requests and placing and fulfilling orders for products, services and business opportunities via local and global computer networks, for use in document management, for searching, browsing and receiving transmissions of text, electronic documents, graphics and audiovisual information on local and remote area networks and global computer networks, on intranets, or on directories of information available on computer networks, for use in software development and web authoring, for use in exchanging information via global computer networks and online from a computer database and the internet, for data mining, for high-speed massive e-commerce data processing, and for data customization, all of the foregoing for use by third parties in connection with an interactive website in the field of e-commerce; downloadable computer software applications in the field of e-commerce, data management, customer relationship management, entertainment, education and telecommunication provided via the Internet; providing downloadable electronic publications in the nature of magazines, articles, brochures, leaflets, datasheets and instructional materials in the fields of telecommunications, the Internet, business, e-commerce, finance, sales, and marketing via the Internet, computer networks and computer databases; instant messaging software; file sharing software; communications software for electronically exchanging data, audio, video, images and graphics via computer, mobile, wireless, and telecommunication networks; computer software for processing images, graphics, audio, video, and text; downloadable computer software to facilitate the electronic transmission of information, data, documents, voice, and images over the Internet; computer software for use in the search and retrieval of computerized information from global information networks and network systems about hobbies, collectibles, auctions and products; downloadable computer game software, pictures, motion pictures, movies and music via the internet and wireless devices; data storage programs, namely, software used for the storage of electronic data and documents and data on hard discs, compact discs, tapes and optical discs; downloadable computer software applications for downloading and transmitting video files, audio files, films, movies and television programs featuring children's entertainment, family entertainment, drama, action, adventure and fantasy

Insurance services, namely, insurance agencies; financial affairs and monetary affairs, namely, financial analysis and online escrow service for exchange of goods and services; clearing and reconciling financial transactions via a global computer network, namely, providing secure commercial transactions and payment options; online banking services and online financial planning services; credit card services, namely, credit card registration services, credit card authorization services, credit card factoring services, credit card payment processing services, credit card transaction processing services, issuing of credit cards, financial administration of credit card accounts; electronic payment, namely, electronic processing and subsequent transmission of bill payment data; underwriting warranty and contracts insurance for financial transactions; electronic funds transfer services; transfer of funds by electronic means for others; providing electronic processing of electronic payments via the Internet; provision of financial information via the Internet; financial evaluation in the field of insurance, banking, and real estate; financial and financial asset management services; financial services, namely, debt settlement and electronic payments provided by telecommunication means; financial consultancy and advisory services; home banking; banking services provided online from a computer databases or the Internet; financial analysis; debit card services, namely, processing of debit card payments; electronic debit card transaction processing; charge card payment processing services; check verification services; banking and savings account services; investment banking services; financial clearing house services; credit card verification via global computer information network; electronic credit risk management services; electronic purchase payment and electronic bill payment services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing finance and insurance information online from a computer database or Internet; financial services, namely, providing information regarding tax payment processing; charitable fund raising; charitable collections, namely, charitable fundraising services; providing links to the web sites of others to facilitate e-commerce and real world business transactions, namely, sites featuring electronic commerce payment services in the nature of funded accounts used to purchase goods and services on the internet; financial assessment and credit scoring services; credit assessment services namely assessing the financial assets, payments, loans, credit histories and credit scores or ratings of individuals; financial assessment and credit scoring services of individuals to facilitate access to deposit free and lease free rental services; fiscal and financial assessments; financial and credit risk investigation services; and providing consultancy, information and advisory services relating to the aforesaid services

Scientific and technological services, namely, research and design in the fields of Internet technology, the design of websites for advertising, software design, and e-commerce software design; design and development of computer hardware and software; software as a service (SaaS) for monitoring and management of computer-based information systems and networks; software as a service (SaaS) featuring software for database management, data analysis, document management, document analysis, project management, project planning, budget management and electronic storage of data; application service provider (ASP) services, namely, hosting computer software applications of others; Software as a Service (SaaS) and Platform as a Service (PaaS) featuring software and software platforms for use in connection with assessing the financial assets, payments, loans, credit histories and credit scoring of individuals; providing online non-downloadable computer software for assessing the financial assets, payments, loans, credit histories and credit scoring of individuals; computer services, namely, creating an online community for registered users to participate in discussions, get feedback from their peers, form virtual communities, and engage in social networking; computer services, namely, creating indexes of information, sites and resources on computer networks; computer programming; computer systems analysis services; computer programming in relation to the defense against virus, namely, computer virus protection services; providing direct connection services between computer users for exchanging data, namely, providing temporary use of online non-downloadable software for the exchange of data; computer software design; hosting computer application software for others for use in searching and retrieving information from databases and computer networks; computer software consultancy; computer services, namely, providing customized searching services, namely, searching and retrieving information from computer databases and websites at the customer's specific request via the Internet, creating, maintaining and hosting websites for others; customized searching of computer databases and websites, namely, providing customized online web pages featuring user-defined information which includes online links to third party web sites, and providing search engines for obtaining data from computer files on a global computer network; providing customized online web pages featuring user-defined information which includes online links to third party web sites; computer security services, namely, the provision of user certification authority services for others to ensure the security of transmitted information, namely, providing a website that features technology that enables the secure exchange of information by users; providing technological information about computers and computer networks in the field of business and e-commerce; and providing consultancy, information and advisory services relating to the aforesaid services