Providing on-line non-downloadable software for use in storing, managing, tracking, analyzing, and reporting data in the fields of marketing, promotion, sales, customer information, customer relationship management and regulatory compliance; Providing on-line non-downloadable software for use in facilitating comarketing and advertising; Providing on-line non-downloadable software for creating advertising and branded digital content; Software as a service (SAAS) services featuring software for database management for use in the marketing, advertising, regulatory compliance, cost allocation and payment collection, and customer relationship management (CRM) fields