Promoting the sale of credit card accounts through credit card customer loyalty, reward, and incentive programs; promoting the sale of goods and services of others by providing purchase points for credit card use as part of a customer loyalty, reward, and incentive program; arranging and conducting incentive reward programs to promote the sale of fashion accessories, gifts, and clothing

Credit card transaction processing services; credit card payment processing services; providing lines of credit for purchase transactions and cash access; providing statement credits for fraudulent charges, verification, authorization and account administration services; and issuing credit cards