Software as a service (SAAS) services featuring software for tracking, managing, analyzing and automating finance, accounting, financial management, accounts receivables, order to cash management, credit risk management, electronic invoice presentation and payment, cash application management, cash reconciliation management, deduction management, collection management, treasury management, cash management, cash forecasting, risk management, record to report management, financial close management, and accounts reconciliation, financial data processing, financial modeling, financial management and financial analysis, software as a service (SAAS) services featuring software for use as a spreadsheet in the fields of finance, accounting, accounts receivables and treasury management