Smartphones; Automated teller machines (ATM); Computer hardware and computer peripheral devices; Computer hardware and peripheral devices; Computer hardware and peripheral devices and recorded computer software for data communication and translating and transmitting data sold therewith; Computer network server; Electronic devices for reading, encoding and programming transponder keys; Electronic key fobs being remote control apparatus; Personal computers; Personal digital assistant computers; Point-of-sale terminals; Smart watches; Smart card readers; Smartphones in the shape of a watch; Smartwatches; Downloadable computer software for controlling and managing access server applications; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks; Downloadable computer software for managing electronic payment transactions using distributed ledger technology (DLT); Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Electronic payment terminal; Electronic point-of-sale (POS) systems comprised primarily of point-of-sale terminals, bar code readers, touchscreen monitors, keyboards, document printers, scanners, and recorded operating software; Handheld personal computers; Point-of-sale terminals for making contactless payments