Financial management of reimbursement programs for healthcare providers and pharmacies relating to containing drug acquisition costs; providing counseling in the field of insurance coverage; customs brokerage; customs bonding, namely, issuance of importer bonds; arranging the collection, payment and return of customs duties; issuance of securities in relation to reward systems and customer loyalty programs; recovery of customs fees for third parties; benefits verification services; providing an internet website portal in the field of financial transaction and payment processing services; financial transaction services, namely payment processing and managing secure commercial and consumer transactions and payment options using stored-value cards, passive-value cards, debit cards, virtual single-use cards, reloadable cards, ACH origination, checks, wallet-to-wallet, bank integration, and digital financial transactions