Software as a service (SAAS) services featuring software for providing on-line learning, namely, software for designing curricula for courses of instruction that will be conducted on-line, software for online course maintenance, namely, software for updating course curricula, and software for mobile and online curriculum development, software for providing elearning student help desk services for online course maintenance, software for creating and compiling assessments used to generate data and metrics to track student progress and enable students and instructors to communicate in real-time, all in the field of learning that is delivered online, via the internet, and which facilitates and provides for student and teacher interaction and communication, as well as teacher grading of student participation, assessments, assignments and tests