Small business enterprise resource computer services, namely, a cloud computing platform providing Software as a Service (SaaS) services featuring integration of customer information, customer appointment scheduling services, billing services, payment processing services, business reputation management and improvement services, providing a database of resumes of prospective employees, business invoicing services, data management services for use in debt collection, namely, electronic data collection and on-line claims management, Computerized accounting services, Payroll processing services, Personnel recruitment, and business marketing consulting services