Downloadable software for accessing funds allocated as employment benefits to be used for payment for related goods and services, and for identifying retailers and service providers that offer the related goods or services; Downloadable mobile applications for accessing funds allocated as employment benefits to be used for payment for related goods and services, and for identifying retailers and service providers that offer the related goods or services; Magnetically encoded charge cards; Magnetically encoded credit cards; Magnetically encoded debit cards

Charge cards without magnetic coding; Credit cards without magnetic coding; Debit cards without magnetic coding

Administration of employee benefit plans concerning healthcare, childcare, transportation; Cost management for the health benefit plans of others; Cost management for the health care benefit plans of others; Cost management for the healthcare, childcare, transportation benefit plans of others

Financial information; Insurance claims administration; Insurance claims processing; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Prepaid services in the nature of making advance payments to add value to prepaid or pay-as-you-go cards for the purchase of health and dependent care products and services, insurance, transportation; Administration of employee benefit plans concerning insurance and finance; Administration of pre-paid health care plans; Electronic processing of insurance claims and payment data; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuing prepaid credit cards; Issuing prepaid debit cards; Organizing pre-paid health care plans; Pharmaceutical benefit management services; Pharmacy benefit management services; Processing electronic payments made through prepaid cards; Processing, administering and managing employee benefit plans concerning insurance and finance; Providing counseling and consulting in the field of healthcare insurance benefits; Providing information in the field of employee financial benefit plans; Providing information in the field of employee financial benefit plans and administration of employee financial benefit plans for clients via the Internet; Providing information regarding policy rates for all types of insurance and electronic processing of insurance claims and payment data over a web based computer network; Reimbursement payment processing in the field of insurance and pre-tax spending account claims; Underwriting insurance for pre-paid health care; Underwriting insurance for pre-paid legal services

Providing on-line non-downloadable software for accessing funds allocated as employment benefits to be used for payment for related goods and services, and for identifying retailers and service providers that offer the related goods or services; Providing temporary use of on-line non-downloadable software for accessing funds allocated as employment benefits to be used for payment for related goods and services, and for identifying retailers and service providers that offer the related goods or services

Providing healthcare information