Downloadable software for use in electronic transfer of money for others; downloadable software for use in electronic funds transfer; downloadable software for use in services for making and processing payment transactions with credit cards, debit cards, gift cards, cash, and other forms of payments, namely, electronic payment processing; downloadable software for use in merchant services, namely, payment transaction processing services; downloadable software for use in financial transaction services, namely, providing secure commercial transactions and payment options at a point of sale; downloadable software for use in e-commerce and the retail industry, namely, software for point of sale transactions, online shopping, tracking deliveries, use as a digital wallet, and discovering and recommending businesses and their products and services; downloadable application programming interface (API) software that enables developers to build and access software applications for use in the retail and e-commerce industry; and downloadable software for advertising and marketing Customer data management services, namely, analyzing and compiling business data; customer relationship management services; advertising, marketing and promotion services Electronic transfer of money for others; electronic funds transfer; services for making and processing payment transactions with credit cards, debit cards, and other forms of payments, namely, electronic payment processing; merchant services, namely, payment transaction processing services; providing ecommerce trade and transaction services via hosted and online checkout forms, namely, electronic cash transactions, electronic credit and debit card transaction processing; payment services in the nature of automatic or recurring payment services, namely, bill payment services; payment services in the nature of providing credit and payment risk management solutions for merchants, namely, financial risk assessment services and financial risk decision making services; financial transaction services, namely, providing secure commercial transactions and payment options at a point of sale Providing temporary use of non-downloadable software for use in electronic transfer of money for others; providing temporary use of non-downloadable software for use in electronic funds transfer; providing temporary use of non-downloadable software for use in services for making and processing payment transactions with credit cards, debit cards, and other forms of payments; providing temporary use of non-downloadable software for use in merchant services, namely, payment transaction processing services; providing merchants with electronic payment forms that can be embedded in websites, namely, providing temporary use of non-downloadable software that allows merchants to collect electronic payments; payment services in the nature of providing credit and payment risk management solutions for merchants, namely, software as a service (SAAS) services featuring software that assesses financial risk, detects fraud, and decides risk; payment services in the nature of providing credit and payment risk management solutions for merchants, namely, electronic monitoring of credit card activity to detect fraud via the internet; providing temporary use of non-downloadable software for use in financial transaction services, namely, providing secure commercial transactions and payment options at a point of sale; providing merchants with electronic payment forms that can be sent via mobile devices, namely, providing temporary use of non-downloadable software that allows merchants to collect electronic payments; software as a service (SaaS) featuring software for use in e-commerce and the retail industry to allow users to perform electronic business transactions via a global computer network; software as a service (SaaS) featuring software for use in e-commerce and the retail industry to allow users to perform business management via a global computer network, namely, database management, product pricing automation, order fulfillment, product sales and customer tracking; software as a service (SaaS) featuring software for use in e-commerce and the retail industry, namely, software for point of sale transactions, online shopping, tracking deliveries, use as a digital wallet, and recommending and discovering businesses and their products and services; software as a service (SaaS) featuring software for use in accessing and building software applications; software as a service (SaaS) featuring software for advertising and marketing Providing identify verification during electronic payment transactions as well as authenticated checkout for merchants and customers, namely, computer security services in the nature of providing identity authentication and identity validation via global computer network; payment services in the nature of providing credit and payment risk management solutions for merchants, namely, financial fraud detection services