Annuity services, namely, account and investment administration; Annuity underwriting; Financial planning consultation; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial services, namely, providing on-line stored value accounts in an electronic environment; Financial services, namely, wealth management services; Financial advisory and consultancy services; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Financial retirement plan consulting services; Insurance agency and brokerage; Insurance consultation; Insurance information and consultancy; Insurance underwriting consultation; Investment management of and distribution of annuities; Underwriting, issuance and administration of annuities; On-line financial planning services; Strategic financial advisory services