Creating an on-line community for mortgage shoppers to ask questions and provide reviews of a lender for the purpose of allowing mortgage shoppers to educate themselves about mortgages and the mortgage process, and to allow mortgage shoppers to make a more informed decision about their mortgage process; Platform as a service (PAAS) featuring computer software platforms for borrowers to upload financial documents that are used to provide financial data to allow each borrower to be matched with potential lenders, and where each borrower may select a lender based on available products offered by each lender