BANKING; BANKING SERVICES; BANKING SERVICES PROVIDED BY MOBILE TELEPHONE CONNECTIONS; BANKING AND FINANCING SERVICES; ON-LINE BANKING SERVICES; ON-LINE REAL TIME FINANCIAL BANKING TRANSACTION SERVICES; ELECTRONIC PAYMENT SERVICES, namely, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENTS AND BILL PAYMENT DATA; ELECTRONIC TRANSFER SERVICES; FUND TRANSFER SERVICES, BILL PAY, WIRE TRANSFERS, AUTOMATED CLEARING HOUSE (ACH) SERVICES, REMOTE DEPOSIT SERVICES; PAYMENT PROCESSING SERVICES, namely, CREDIT CARD AND DEBIT CARD TRANSACTION PROCESSING SERVICES; ELECTRONIC BANKING VIA A GLOBAL COMPUTER NETWORK; ISSUANCE OF CREDIT CARDS; ISSUANCE OF DEBIT CARDS; ISSUING PREPAID DEBIT CARDS; PROVIDING ELECTRONIC PROCESSING OF ACH AND CREDIT CARD TRANSACTIONS AND ELECTRONIC PAYMENTS VIA A GLOBAL COMPUTER NETWORK; PROVIDING ELECTRONIC PROCESSING OF ELECTRONIC FUNDS TRANSFER, ACH, CREDIT CARD, DEBIT CARD, ELECTRONIC CHECK AND ELECTRONIC PAYMENTS; PROVIDING INITIATION AND PROCESSING OF REAL TIME AND INSTANT PAYMENT SERVICES