Software as a service(SAAS) services featuring non-downloadable software for Correspondent services in the nature of processing of checks, processing of transit items, processing of wire and money movement transactions, processing Automated Clearing House, cash management and electronic bill payments; investment services in the nature of funds investment; liquidity and credit services in the nature of lines of credit and fixed rate term loans; settlement services in the nature of payments to third parties of amounts owed by credit unions for services performed on their behalf