Banking services; savings account services; internet and online banking services; online banking services accessible by means of downloadable mobile applications; administration of savings accounts, flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, tax advantaged spending accounts, COBRA and direct bill administration, lifestyle accounts, emergency savings accounts, and other tax advantaged accounts; bill payment services; check processing; debit card services; electronic cash transactions; expense tracking and receipt tracking; electronic debit transactions; electronic payment, namely, electronic processing and transmission of bill payment data; electronic transfer of money; financial information provided by electronic means; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; providing on line financial calculators; banking services and account administration for consumer-driven health care plans and defined contribution health care plans and Section 125 cafeteria plans; custodial services and trustee services for health savings accounts; providing information in the fields of flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, tax advantaged spending accounts, COBRA and direct bill administration, lifestyle accounts, emergency savings accounts, and other tax advantaged accounts via various means, which may include but are not limited to, the Internet, global networks, cloud computing, social media, blogs, telephone, in person, mail, e-mail and facsimile; third-party benefit administration services, namely, administration of flexible spending accounts, limited-purpose health flexible spending accounts, health reimbursement arrangements, limited-purpose health reimbursement arrangements, dependent care flexible spending accounts, health savings accounts, transportation fringe benefit plans, tax advantaged spending accounts, COBRA and direct bill administration, lifestyle accounts, emergency savings accounts, and other tax advantaged accounts; administration of benefit plans concerning group insured and/or self-insured benefits and/or individually insured and/or self-pay benefits, namely, enrolling participants, automatically verifying eligibility, adjudicating claims, processing payments, transferring funds, and updating records of employee expenditures, all via various means which may include but are not limited to, communications networks using electronically encoded cards operating in conjunction with employee benefit plans concerning insurance and self-insurance; providing employee benefits and/or benefit management services to third party administrators and employers, namely, providing program development and aiding administration of benefit plans for others concerning insurance, self-insurance and/or self-pay benefits; providing employee benefits and/or benefit management services for others concerning insurance, self-insurance and/or self-pay benefits which may include but are not limited to, third party administrators, employers, and governmental payers, namely, providing payment processing services and processing electronic payments made through various means which may include but are not limited to, payment cards and ACH for various types of payments which may include but are not limited to, commuter expenses, tuition reimbursement, dependent care, flexible spending accounts and other tax advantaged accounts; administration of insured, self-insured and self-pay benefit plans; and providing educational information in the field of employee benefits and/or benefit management services concerning group insured and/or self-insured benefit plans and/or individually insured and/or self-pay benefit plans