Providing business information services based on a proprietary identity verification system that will allow users to validate customer identity, and provides information regarding customer identity; Providing business information services based on a proprietary identity verification system that will allow customers to validate their identity and provide verification information to users

Consumer credit services, namely, credit reporting and scoring services

Providing verification and validation of customer identity services to support credit risk management for others and for online transactions for others; Providing verification and validation of users identity services to support credit risk management for customers for online transactions; Identification verification services, namely, providing authentication of personal identification information and authentication of internet users; Identification validation services, namely, providing authentication of personal identification information and authentication to customers; Platform as a service (PAAS) featuring computer software for providing an online platform to augment a financial services user's online identity validation system using information and analysis from a proprietary identity system; Platform as a service (PAAS) featuring computer software for an online platform to augment a consumer's online identity validation to a user using information and analysis from a proprietary identity system