Electronic payment services involving electronic processing and subsequent transmission of payment data; providing an internet website portal in the field of financial transaction and payment processing services; financial transaction services, namely, providing secure commercial transactions and payment options; account validation services for the prevention of fraud; providing digital payment services to others

Providing online non-downloadable software for payee and account verification, electronic payment services, transmission of payment data, facilitating and processing payment transactions, and providing secure payment options; software as a service (SAAS) services featuring software for payment processing; Software as a service (SAAS) featuring software for financial services, namely, processing payments between businesses, non-profit organizations, and individuals; application service provider (ASP) featuring software for use as a payment gateway that authorizes the processing of bank transfers, and payments to e-mail, mobile phones and debit cards; non-downloadable software for the storage, transmission, verification, and authentication of digital payment and transaction information