Debt management consultation; Financial counseling services, namely, helping others build a better working relationship with their money; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Financial advice, namely, budget planning

Educational services, namely, conducting classes and training in the fields of financial planning, money management, managing debt, budgeting, saving, responsible spending and investment; educational services, namely, arranging and conducting conferences, programs, workshops, symposiums and training in the fields of financial education, personal finance, money management, financial literacy, and financial planning and distribution of training materials in connection therewith