Payment processing services with a centralized collection point for scanned paper check payments and check reconciliation; Providing lockbox services with automated check reconciliation to manage physical check payments; Providing automated lockbox and check reconciliation solutions for handling check payments in the insurance industry; Providing multi-site lockbox routing; Providing standalone lockbox services for routing paper checks; Providing software integration of automatic lockbox check reconciliation with insurance accounting management systems to facilitate sharing of invoice and payment information; Providing automated check processing services integrating an automatic lockbox check reconciliation with digital payment systems and/or AMS (Agency Management System); Providing automated check reconciliation solutions compatible with existing 3rd party lockbox services