Payment processing services in the field of ACH, credit card, and debit card payments; Software as a service (SAAS) services featuring software for payment processing and electronic invoicing; Providing on-line non-downloadable software for payment processing and electronic invoicing; Providing temporary use of a web-based software application for payment processing and electronic invoicing; Software as a service (SAAS) services featuring software for tracking, analyzing, forecasting, and reporting business data related to inventory, finance, marketing, human resources, and customer relationship management (CRM); Providing on-line non-downloadable software for tracking, analyzing, forecasting, and reporting business data related to inventory, finance, marketing, human resources, and customer relationship management (CRM); Providing temporary use of a web-based software application for tracking, analyzing, forecasting, and reporting business data related to inventory, finance, marketing, human resources, and customer relationship management (CRM); Software as a service (SAAS) services featuring software for allowing customers to book appointments, sending appointment reminders via email or text messages, reviewing appointment schedules, creating marketing materials, and sending marketing materials via email and text messages; Providing on-line non-downloadable software for allowing customers to book appointments, sending appointment reminders via email or text messages, reviewing appointment schedules, creating marketing materials, and sending marketing materials via email and text messages; Providing temporary use of a web-based software application for allowing customers to book appointments, sending appointment reminders via email or text messages, reviewing appointment schedules, creating marketing materials, and sending marketing materials via email and text messages