Financial transaction services, namely, providing secure commercial transactions and payment options; online banking services; financial and banking services, namely, clearing and reconciling financial transactions via a global computer network and wireless networks; electronic payment services involving electronic processing and subsequent transmission of bill payment data; providing payment and financial services, namely, transaction processing services and electronic payment services involving electronic processing and subsequent transmission of payment data, all conducted via a global communications network; cryptocurrency payment and transaction processing services; financial services, namely, providing electronic payment services in the nature of providing secure commercial transactions and payment options at a point of sale; financial services, namely, providing online banking services using blockchain-based financial protocols; payment and funds verification services; currency exchange services; currency transfer services; electronic funds transfer; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments