Providing information in the field of financial literacy and personal savings habits; providing information on financial service providers and insurance service providers; debit card transaction processing services providing monetary incentives and discounts on gasoline purchases; brokerage of offsets for carbon dioxide and other greenhouse gas emissions in the nature of purchasing and retiring the offsets on behalf of others; debit card services; processing electronic payments made through ACH, debit and electronic checks, these services offered online and through mobile application platforms; issuing of credit cards and payment cards in the nature of debit cards, charge cards, stored-value cards, fleet cards