Software as a service, (SaaS), featuring non-downloadable mobile application software for enabling on site gasoline purchases; measurement of carbon dioxide and other greenhouse gas emissions offsets; computer services, namely, acting as an application service provider featuring software that utilizes personal identification information to track purchases to enable the earning of rewards for real time price modification at the point of sale; providing on-line non-downloadable software to generate, run, and recommend algorithms; Providing on-line non-downloadable software for machine-generated predictive insights applying machine-learning algorithms in the nature of pattern mining, recommenders, classification and clustering models against data; providing an internet website portal featuring technology that gives users the ability to upload electronic files, store electronic data, and access non-downloadable software featuring predictive algorithms for largely retail applications, train supervised learning models for largely retail applications, receive model statistics, access an interface to query for answers, and use algorithm APIs to query models and embed intelligence directly into software applications