Computer software and application software; computer software and application software for e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, including for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as for uploading information from physical gift cards, coupons, tokens, vouchers and stored value cards; computer software and application software for digital wallets, including for storing information and credentials to access gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as to obtain loyalty or monetary rewards; computer software and application software for integration of electronically stored gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies with digital wallets; computer software and application software for secure data storage, encryption, retrieval and transmission of account, personal and other information and credentials; computer software and application software for analyzing the use of gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; computer software and application software for payment systems, including payments via mobile devices; cards, gift cards, coupons, tokens, vouchers and other stored value cards in electronic form; databases

Advertising and promoting gift cards, coupons, tokens, vouchers, stored value cards, virtual currencies, loyalty and monetary rewards of others; advertising and promoting the goods and services of others; business services for providing distribution channels for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; providing a marketplace for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies via a website; business administration services relating to gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; business information services in the nature of monitoring, analyzing, forecasting and reporting of cardholder purchasing behavior; administration, management and organization of customer loyalty and reward programs and schemes; sales promotions through customer loyalty and reward programs and schemes (for others); compiling, maintaining, managing and updating information in computer databases

Financial services relating to buying, exchanging, redeeming, selling and transferring electronic gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Financial services relating to transactions rendered via a digital wallet that stores information to access gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as to obtain loyalty or monetary rewards; Payment processing services relating to buying, exchanging, redeeming, selling and transferring gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Electronic payment services; Payment administration services; Payment transaction card services; Issuing gift cards, coupons, tokens, vouchers and other stored value cards in relation to customer loyalty and rewards programs and schemes

Computer software design, development, installation, maintenance, updating and upgrading services; Hosting of software as a service (SaaS); Provision of online non-downloadable software (application service provider); Online provision of web-based software; Online provision of web-based applications; Back up of information and data; Data recovery services