Platform as a service (PAAS) featuring computer software platforms to facilitate the transportation of goods for others by planning and scheduling shipments for users of transportation services; Platform as a service (PAAS) featuring computer software platforms to allow the user to coordinate and manage the pickup, delivery, storage and transportation of documents, packages, freight and parcels via ground and air carriers; Platform as a service (PAAS) featuring computer software platforms for geolocation services, namely, computerized tracking and tracing of cargo trucks and packages in transit to ensure on-time delivery for business purposes; Platform as a service (PAAS) featuring computer software platforms to allow the user to track vehicles for business purposes; Platform as a service (PAAS) featuring computer software platforms to facilitate mobile payment services, namely, providing electronic processing of credit card transactions and electronic payments; Platform as a service (PAAS) featuring computer software platforms to facilitate insurance risk management, namely, computer software platforms for analyzing and generating insurance, risk, and exposure data, and calculating the costs of risks and losses; data mining; providing information in the field of information technology