Computer software for controlling and managing access server applications; Computer software for controlling self-service terminals; Computer software for controlling the operation of audio and video devices; Computer software for wireless content delivery; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Advertising and business management consultancy; Bill presentment services; Business administration and management; Consulting services, namely, providing expectant parents with consumer information on all types of baby products and services; Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Management of telephone call centers for others; On-line retail department store services; Providing a searchable website featuring the goods and services of other vendors; Providing an on-line computer web site that provides commercial financial transaction data, account management, financial reporting, accounting features and related reference information; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Web site optimization

Agencies for collecting electric power utility payments; Agencies for collecting gas utility payments; Banking and financing services; Bill consolidation services; Bill payment services; Bill payment services provided through a website; Cash and foreign exchange transactions; Cash management; Cash replacement rendered by credit card; Credit and cash card services; Credit card and debit card services; Credit card and payment card services; Electronic cash transactions; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic credit card transactions; Electronic debit transactions; Electronic funds transfer; Electronic transfer of funds; Electronic transfers of money; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial transaction services, namely, providing secure commercial transactions and payment options; Foreign exchange bureaux; Insurance agency and brokerage; Issuance of credit cards; Issuance of tokens of value; Money exchange services; Money order services; Money transfer; On-line banking services; On-line cash account services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; Processing electronic payments made through prepaid cards; Providing cash and other rebates for credit card use as part of a customer loyalty program; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Tax payment processing services