On-line retail store services featuring a variety of consumer goods of multiple vendors; Advertising and promoting the goods and services of others, namely, advertising and promoting the availability of goods for selection, ordering, purchase, and/or delivery; advertising services; Processing of financial transactions from a mobile phone using text messaging; Software for browsing and purchasing consumer goods; providing use of computer software for processing electronic payments; software for browsing and purchasing consumer goods of others; computer software systems for the wholesale and retail store industries, namely, point-of-sale software for processing of sale transactions, customer relationship management, transmission of payment information, inventory management, management of consumer loyalty programs, and tracking of sales campaigns; software development kits (SDKs) consisting of computer software development tools to allow third parties to integrate e-commerce payment and fulfilment tools; providing mobile application software for processing financial transactions; software as a service (SAAS) services featuring software for processing financial transactions; providing online and mobile retail services facilitating the sale of goods and services of others through online, mobile phone, texting, and social media applications