Software as a service (SAAS) services featuring software for working as a digital healthcare platform provider for Payors, third-party administrators (TPAs), and administrative services only (ASOs) that enables Payors to achieve end-to-end Digital Transformation of their Benefits, Provider, and VBR journeys in order to elevate stakeholder experience, enable accurate-timely claims processing; improve membership retention, membership growth, and operational excellence and digitally transforms and integrates the Payor's front, middle, back-office systems into the Stakeholder Digital Front Door - enabling a high-quality, accurate, and compliant Digital Stakeholder Experience; use in data information processing in the field of healthcare technology and management, benefits administration and medical claims processing