Blank electronic chip cards; Magnetically encoded credit cards; Magnetically encoded debit cards; Magnetically encoded gift cards; Magnetically encoded prepaid cards; Downloadable mobile application for management of prepaid cards, bill payment, credit score review, management of demand deposit accounts, management of debit cards, management of prepaid cards, management of gift cards, and small dollar consumer loans; Downloadable software for enabling the electronic transfer of money between users; Downloadable software for enabling processing of electronic funds transfers and payments made via ACH, credit card, debit card, electronic check and electronic, mobile and online payments; Downloadable software for capturing, managing, and storing credit card and debit card information; Downloadable software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors using a mobile device

Providing advertising, marketing, and promotional services, namely, development of advertising campaigns and marketing material for financial products of financial institutions; Providing promotional marketing of financial services to consumers on behalf of financial institutions; Promoting the goods and services of others, namely, providing information regarding rewards, discounts, coupons, rebates, vouchers and special offers for the goods and services of others; Promoting the goods and services of others by providing hypertext links to the web sites of others; Debit card incentive programs, namely, providing cash back rewards to debit card account holders

Credit card transaction processing services; Credit card transaction processing terminal services using near field communication (NFC) technology; Debit card transaction processing services; Processing of debit card payments; Processing of prepaid card payments; Electronic payment services, namely, enabling electronic processing and transmission of electronic funds transfer and payments via ACH, credit card, debit card, prepaid cards, wireless wallets, mobile wallets, electronic wallets, electronic check and electronic, mobile and online payments; Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions via a global computer network and wireless networks; Financial and banking services, namely, debit card transaction processing services featuring cash back rewards to customers that make incentivized purchases; Providing electronic mobile payment services for others in the nature of providing secure commercial transactions and payment options using a mobile device at a point of sale

Providing on-line non-downloadable software that facilitates remote access to user financial data and to databases containing user financial data and for enabling users to retrieve financial transaction information using mobile phones, smart phones, and mobile telecommunication networks; Providing temporary use of online, non-downloadable software for enabling the electronic transfer of money between users; Providing temporary use of online, non-downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments