Software as a Service (SAAS) services featuring software for cybersecurity; Software as a Services (SAAS) services featuring software for risk management; Software as a service (SaaS) services featuring software for managing business risks, regulatory and compliance requirements, and related business processes; Providing temporary use of online non-downloadable cloud-based software, namely, a software platform with a suite of software applications for operational management of a business; legal and regulatory compliance, enterprise risk management, and information security risk assessment and management, specifically, generation of reports and audit trails, and customizable templates for policy management, policy inventories, compliance task management, corporate policy compliance, regulation-specific compliance, employee compliance, data privacy regulation compliance, IT risk management, controls audit management, controls repository for third party regulatory or industry-based control frameworks for information security, consumer data handling request notification and support, risk quantification, document management, and identity management