Issuing credit cards; Credit card authorization services; Credit card factoring services; Credit card transaction processing services; Credit card payment processing services; Loyalty coupon payment processing services; Gift card transaction processing services; Providing rebates at participating establishments of others through use of a membership card; Business brokerage, namely brokerage of mileage points or cyber money in commercial transaction; Financial information and advisory services; Financial information; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Venture capital financing; Banking; Insurance brokerage services; Insurance services, namely, underwriting in the field of life, health, accident insurance; Securities brokerage services; Brokerage of bonds; Real estate management services; Financial advisory and consultancy services; Financial customs brokerage services; Art appraisal; Appraisal of personal property for others; Financial appraisal and valuation of precious metals; Organization of collections, namely, organization of monetary donations