Providing non-downloadable, cloud-based computer software for business to business electronic commerce and services for use in invoice automation, electronic invoice processing and payment processing and reconciliation; providing non-downloadable, cloud-based computer software for accounts receivable billing services; Providing online, non-downloadable computer software that provides financial functions, namely, software that allows users to electronically view, access, acquire, and dispose of cash flow, investments, and other financial products in business-to-business transactions; Providing temporary use of online, non-downloadable computer software that provides financial functions, namely, software that allows users to electronically view and dispose of payables and receivables in business-to-business transactions