Online advertising and promotional services; promoting the sale of goods and services of others via a global computer network; promoting the sale of goods and services of others by providing a website and interactive online applications featuring consumer discounts, offers, rewards, location-based rewards, rebates, refunds, cashback offers, coupons, vouchers, gift cards, and opportunities to save on financial products, monthly consumer bills and day-to-day shopping; providing incentive award programs through issuance and processing of loyalty points for purchase of the goods and services of others; bill management services; consumer and market research survey services; data monetization services, namely, enabling consumers to earn money or rewards by completing surveys or transparently opting in to sharing their personal, purchasing, location, and browsing data to power market research and advertising applications used by businesses