Financial analysis and research services, namely, generating ratings using financial and data models to assess companies' financial condition; Financial services in the field of credit risk assessment; Providing research and information in the field of financial analysis, consulting and risk management; Financial analysis and credit risk management services provided via the Internet; Financial services, namely, providing analytical services with respect to structured finance transactions; Financial risk management consultation; Credit rating services; Financial consulting in the nature of providing merger and acquisition support services in the field of finance; Financial research; financial information services; Financial services in the nature of providing analysis of the credit quality of an entity, deriving ratings estimates, and evaluating the likelihood of default