Downloadable software in the nature of a mobile application for payment processing, facilitating secure credit card transactions and transferring funds to and from others; Downloadable computer application software for mobile phones, namely, software for financial transactions; Downloadable computer software platforms for payment processing, facilitating secure credit card transactions and transferring funds to and from others; Downloadable computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Downloadable payment gateway software for linking e-commerce websites to credit card processing networks

Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic foreign exchange payment processing; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial transaction services, namely, providing secure commercial transactions and payment options; Payment processing services in the field of e-commerce payments; Processing of electronic wallet payments; Processing of credit card payments; Processing of debit card payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing electronic processing of credit card transactions and electronic payments via a global computer network

Providing user authentication services using software technology for e-commerce transactions; Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants